Sapling LLC (“we,” “our,” or “us”) values your privacy. This Privacy Policy explains how we collect, use, and protect your information when you visit our website saplingfi.com or use our services.

We may collect the following types of information:

• Personal Information: Name, email address, phone number, billing details, or other identifiers you provide voluntarily (e.g., when filling out a form, creating an account, or making a purchase).
   
• Non-Personal Information: Browser type, device information, IP address, pages visited, and usage patterns collected automatically through cookies or similar technologies.
   

We use the information we collect to:

• Provide, maintain, and improve our services.
   
• Process payments and complete transactions.
   
• Respond to inquiries, questions, and customer support requests.
   
• Send relevant updates, promotions, or marketing (you may opt out at any time).
   
• Comply with legal obligations.
   

We do not sell or rent your personal information. We may share information only in these cases:

• With trusted third-party service providers (e.g., payment processors, hosting providers) who assist in operating our website.
   
• When required by law, regulation, or legal process.
   
• To protect our rights, users, or business operations.
   

Our website may use cookies and similar technologies to improve user experience, analyze trends, and customize content. You can control cookies through your browser settings, but disabling them may affect site functionality.

We use appropriate technical and organizational measures to protect your information from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet is 100% secure.

Depending on your location, you may have rights regarding your personal information, including:

• The right to access, update, or delete your data.
   
• The right to opt out of marketing communications.
   
• The right to withdraw consent where processing is based on consent.
   

To exercise these rights, contact us at:  admin@saplingfi.com

Our website may contain links to third-party sites. Sapling LLC is not responsible for the privacy practices of those websites. We encourage you to review their policies.

Our services are not directed to individuals under 13 (or 16 in some jurisdictions), and we do not knowingly collect personal information from children.

We may update this Privacy Policy from time to time. Changes will be posted on this page with the “Effective Date” updated accordingly.

If you have questions about this Privacy Policy, contact us at:

Sapling LLC
Email: admin@saplingfi.com